Tag Archives: Identity Protection

Stop Unsolicited offers for Credit Cards and Insurance

Posted on June 16, 2014 by Bruce Demarest

OptOutPreScreen.com is the official Consumer Credit Bureau website to Opt-Out or Opt-In from offers of credit and insurance. The Fair Credit Reporting Act (FCRA) provides consumers the right to stop receiving future prescreened offers. Companies that solicit new credit card … Continue reading →

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Child Identity Theft Warning Signs

Posted on May 29, 2013 by Bruce Demarest

Child identity theft happens when someone uses your child’s personal information to commit fraud. The thief may use your child’s information to file for a fraudulent tax refund or deduction, to get a job, medical care, government benefits, utilities, a … Continue reading →

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Could You be a Victim of Social Engineering?

Posted on February 1, 2013 by Bruce Demarest

Do You Put Your Birth Date on Facebook? There are three pieces of Private Identifying Information thieves want: Your Name Do you have a nick name? Use it on social media rather than your legal name. Your Birthday If you … Continue reading →

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What is your prepaid card costing you?

Posted on January 18, 2013 by Bruce Demarest

Prepaid Cards can Protect you from Credit Card Fraud You go out to eat at a local restaurant and pay with your Debit Card. The waiter copies the Debit Card information and buys a new 42″ HD TV. You are … Continue reading →

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What is Identity Theft?

Posted on January 11, 2013 by Bruce Demarest

Identity theft happens. It’s an unfortunate fact of modern life. But there are certain steps you can take to help keep your personal information from falling into the wrong hands. Every day, you do things to protect what’s most important … Continue reading →

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Check Your Credit for Free

Posted on January 3, 2013 by Bruce Demarest

Shopping for a car? Applying for a job? Look for a home? Or just getting your financial house in order? Then it’s time to check your credit report. Good news– it’s free. The law entitles you to one free copy … Continue reading →

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Identity Thieves are Destroying Our Children’s Future

Posted on August 6, 2012 by Bruce Demarest

Judiciary Subcommittee on Immigration Policy and Enforcement Hearing “Document Fraud in Employment Authorization: How an E-Verify Requirement Can Help” April 18, 2012 Testimony of Jennifer Andrushko Mother of child victim of SSN identity theft by an illegal alien for the … Continue reading →

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Consumer Reports: Setting your Facebook privacy settings

Posted on May 10, 2012 by Bruce Demarest

The Best Facebook Privacy Setting The very best security is to never put any Private Personal Information in your Facebook profile. Do not provide your real birth date, not even the month and day without the year. Do not provide … Continue reading →

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Avoid ATM Scams

Posted on May 4, 2012 by Bruce Demarest

Your Rights Lost or Stolen ATM/Debit Card: If your ATM or debit card is lost or stolen, you may not be held liable for more than $50 for the misuse of your card, as long as you notify the bank … Continue reading →

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Is an Insider Stealing Your Employees’ Private Identifying Information?

Posted on April 26, 2012 by Bruce Demarest

Tax Identity Theft is more profitable than drugs, with less risk. Forbes: Refund Tax Fraud, iPhone, Feed Identity Theft By Employees Former federal prosecutor Latour Lafferty, says “The old identity theft was `may we send you a fake email and … Continue reading →

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