Tag Archives: Fair and Accurate Credit Transactions Act

Check Your Credit for Free

Posted on January 3, 2013 by Bruce Demarest

Shopping for a car? Applying for a job? Look for a home? Or just getting your financial house in order? Then it’s time to check your credit report. Good news– it’s free. The law entitles you to one free copy … Continue reading →

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FTC Issues Report on the Experiences of Victims Recovering from Identity Theft

Posted on March 12, 2012 by Bruce Demarest

The Federal Trade Commission issued a staff report summarizing the results of a survey of identity theft victims who were asked to describe their experiences dealing with consumer reporting agencies and, more generally, exercising their rights under the Fair Credit … Continue reading →

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Is Your Business Compliant with FACTA Disposal Rule?

Posted on January 19, 2012 by Bruce Demarest

FACTA – Fair and Accurate Credit Transactions Act A small business can be liable to a federal fine of $2,500 per employee or even a class-action lawsuit under FACTA laws. Congress passed FACTA legislation in 2003 to protect consumers against … Continue reading →

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