Bruce Demarest
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Monthly Archives: January 2012
Is Your Child a Victim of Identity Theft?
A SSN that has never been used is gold for thieves, since there is no connection between TransUnion, Experian, Equifax and Innovis to the Social Security Administration. The first time a SSN, Child’s name and birthday are connected together, at … Continue reading
Posted in Child Identity Theft, Identity Theft Protection
Tagged "Social Security Number", Bruce Demarest, Carson City, Child Identity Theft, Credit Header Data, Credit history, Equifax, Experian, Federal Trade Commission, ID Theft, Identity Protection, Identity Theft Shield, IdentityTheft, Innovis, Nevada, NV, Reno, Social Security Administration, TransUnion
4 Comments
Don’t Let Your New Car Drive Away with Your Identity
USA Today: Our cars are getting older, too: Average age now 10.8 years My 1997 Pontiac Bonneville SE’s air conditioning died at the end of last summer and it isn’t just a recharge to fix the problem. The fix is … Continue reading
Posted in Identity Theft Protection
Tagged "Social Security Number", Auto Finance, Auto Loan, Bank, Bruce Demarest, Car dealership, Car finance, Car Loan, Carson City, Clark Howard, Credit Freeze, Equifax, Experian, finance security, How to, How to buy, Identity Protection, Identity Theft Shield, IdentityTheft, Nevada, NV, Personally identifiable information, Reno, Sparks, SSN, TransUnion
1 Comment
Do you have the Most Effective Tool to Protect Your Financial Identity?
Credit Freeze / Security Freeze Freezing your credit is one of the best ways to protect yourself. It will prevent potential creditors, insurers, and others who do not have an existing account or business relationship with you from obtaining or … Continue reading
Is Your Business Compliant with FACTA Disposal Rule?
FACTA – Fair and Accurate Credit Transactions Act A small business can be liable to a federal fine of $2,500 per employee or even a class-action lawsuit under FACTA laws. Congress passed FACTA legislation in 2003 to protect consumers against … Continue reading
Posted in Business Identity Theft, Business Law, Identity Theft Protection
Tagged "Identity Theft", Bruce Demarest, Carson City, FACTA, Fair and Accurate Credit Transactions Act, Fair Credit Reporting Act, Federal Trade Commission, Identity Protection, Identity Theft Shield, Nevada, NV, Reno, Sparks
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Are Your Employees on the Clock 24×7?
Employers have liability when employees commit crimes using company resources. The liability could also involve personal devices that are used for work. Does your employment policy cover employee owned devices? Employers need to be aware that misuse of company smartphones, … Continue reading
Posted in Business Identity Theft, Business Law, Identity Theft Protection
Tagged "Identity Theft", Attorney, Bruce Demarest, Carson City, Employment Policy, ID Theft, Identity Protection, Identity Theft Shield, IdentityTheft, Nevada, NV, OverTime, Personally identifiable information, Reno, Smartphone, Sparks, SSN
1 Comment
Do you use the same login & password for all accounts?
Ramnit Worm Threatens Online Accounts and Targets Facebook Seeking Log-in Credentials. “We suspect that the attackers behind Ramnit are using the stolen credentials to log in to victims’ Facebook accounts and to transmit malicious links to their friends, thereby magnifying … Continue reading
Military Members Need to use Active Duty Alert
Active Duty Alert FTC: “If you are a member of the military and away from your usual duty station, you may place an “active duty alert” on your credit report to help minimize the risk of identity theft while you … Continue reading
Posted in Identity Theft Protection, Military
Tagged "Identity Theft", "Social Security Number", Active Duty Alert, Bruce Demarest, Carson City, Department of Defense, DOD, Federal Trade Commission, ID Theft, Identity Protection, Identity Theft Shield, Nevada, NV, Personally identifiable information, Reno, Sparks, SSN
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3 Things an Identity Thief Needs to become You
To make you a victim of Identity Theft the thief only needs: Your Name Your Birthday Your Social Security Number Name Ok, it may be impossible to hide your name. It would be helpful if you only used a nick … Continue reading
Medical Identity Theft Exploding
Ponemon Institute: “Our study found that the number of data breaches among healthcare organizations participating in the 2010 and 2011 studies is still growing—eroding patient privacy and contributing to medical identity theft. On average, it is estimated that data breaches … Continue reading
Posted in Identity Theft Protection, Medical Identity Theft
Tagged "Identity Theft", "Social Security Number", Bruce Demarest, Carson City, Federal Trade Commission, Health care, ID Theft, Identity Protection, Identity Theft Shield, IdentityTheft, Medicine, Nevada, NV, Patient, Personally identifiable information, Ponemon Institute, Reno, Sparks, SSN
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